Residential Lending

The Lending Process

Here's how our financing process works:

STEP 1. Prevent other creditors from soliciting:

STEP 2. Complete Questionnaire for Loan Quote:

STEP 3. Complete Credit Inquiry:

STEP 4. Apply & Upload Required Docs for Pre-Approval Letter:

Kristofer John Tan, M.B.A.

Mortgage Loan Officer & Wholesale Lender Partner

NMLS LIC. 2518462

KTan@NexaMortgage.com

(916)709-5981

Email

Phone

Residential Mortgages & Wholesale Home Lending

Here's how the residential financing process works:

STEP 1. Prevent other creditors from soliciting: OPTOUTPRESCREEN.COM​ 

STEP 2. Complete Questionnaire 

STEP 3. Complete Credit Inquiry: HERE 

STEP 4. Apply & Upload Required Docs for Pre-Approval Letter: HERE  

Commercial & Residential Refinancing

Here's how the refinance process works:

a. Complete a simple refinance analysis request

b. Receive options based on your unique criteria and scenario

c. Compare mortgage interest rates and terms

d. Choose the offer that best fits your needs

 

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Flexible Terms Available

Commercial Multifamily & Wholesale Financing

Here's how the commercial financing process works:

STEP 1. Prevent other creditors from soliciting: OPTOUTPRESCREEN.COM​ 

STEP 2. Complete Questionnaire for Loan

STEP 3. Complete Credit Inquiry: HERE 

STEP 4. Apply & Upload Required Docs for Pre-Approval Letter: HERE  

Need help? Call Kris at (916)709-5981

RESIDENTIAL & COMMERCIAL FINANCING:

Kristofer John Tan, M.B.A.

Mortgage Loan Officer & Wholesale Lender Partner

NMLS LIC. 2518462

KTan@NexaMortgage.com

(916)709-5981

Email

Phone

Disclosure: Not a loan commitment. Borrower must verify all information. Mortgage Loan Officer deems data reliable but does not warrant accuracy or completeness. Quote subject to lender’s review of borrower’s financial and credit status. Pre-qualification is the basis for potential loan agreement, subject to mutual approval. Only executed Agency and Commission Agreement constitutes loan request. Acceptance does not guarantee approval.

© 2025 All Rights Reserved. Kristofer John-Tan with GLC Property Management and Kristofer John-Tan as a Mortgage Loan Officer, is fully compliant with California and federal laws, including RESPA and California Business and Professions Code, ensuring transparency and fairness in all real estate and lending transactions. To uphold our commitment to trust and compliance with California's Affiliated Business Arrangement disclosure requirements, we disclose to our clients and we will provide clear, written disclosures as required by law at or before the time of referral.