Competitive Financial Solutions
The Residential Lending Process
Here's how our financing process works:
Unlock Your Best Mortgage Rate Today
Use our free, instant tools to discover what you qualify for — no obligation, no hassle.
✓ Trusted Industry Leader
NEXA Lending delivers fast, secure, and personalized mortgage solutions backed by years of expertise and thousands of satisfied homeowners.
✓ Competitive Rate Comparisons
We leverage access to hundreds of lenders and smart technology to ensure you always get the most competitive rate available.
✓ Flexible Loan Programs
No two borrowers are the same. NEXA Lending crafts personalized mortgage plans tailored to your unique financial goals and budget.
✓ 24/7 Expert Support
Questions don't keep business hours — and neither do we. Our dedicated team is available around the clock to guide you every step of the way.
About NEXA Lending
Welcome to NEXA Lending — your full-service mortgage partner headquartered in Chandler, Arizona. We specialize in every facet of real estate financing, from primary residences and investment properties to commercial financing solutions.
Whether you're purchasing your first home, relocating, or looking to refinance for a lower monthly payment, our experienced team is here to make the process seamless, transparent, and stress-free. We proudly serve borrowers across 48 states.
Get In TouchWHAT WE OFFER
Mortgages Made Simple. Homeownership Made Real.
Home Purchase Loans
Take advantage of today's rates and secure a loan designed to make your dream home achievable.
Get StartedRefinance Rates
Lower your monthly payment or tap into your home's growing equity with great refinance terms.
Check My RateRate Comparisons
Don't settle for the first offer. We shop hundreds of lenders to find the best terms for you.
Compare RatesFast Funding
Move quickly in a competitive market. Our streamlined process gets you funded fast.
Apply NowProperty Evaluation
Know your home's true value before making a move. Get the insight to negotiate with confidence.
Request EvaluationCash-Out Refinance
Put your home's equity to work for home improvements, debt consolidation, or a major purchase.
Explore OptionsHome Purchase Qualifier
Fill out the form below and we'll reach out with what you qualify for — free, fast, and no obligation.
Refinance Rate Checker
See if refinancing makes sense for you. We'll crunch the numbers and get back to you fast.
Powerful Free Tools, Right at Your Fingertips
Save time, make smarter decisions, and get moving - at no cost to you.
Pre-Qualification Letter
Get a pre-qualification letter quickly and show sellers you mean business.
Get Pre-QualifiedRefinance Savings Analysis
Find out exactly how much you could save with a refinance.
Analyze My SavingsToday's Mortgage Rates
Rates change daily. Get a custom quote that fits your situation right now.
View Today's RatesSearch Homes For Sale
Browse available listings and find the home that checks every box.
Search ListingsPre-Qualification Letter Request
Get your pre-qual letter started today. We'll review your info and follow up quickly.
Your Time and Money Matter. We Treat Both That Way.
From instant digital rate quotes to a fully online loan process, NEXA Lending is built for speed, clarity, and confidence. Most borrowers close in 30 days or less.
CUSTOMER STORIES
Real People. Real Results. Real Reviews.
"She was like a magician, moving numbers around and keeping fees at a minimum like she originally promised. We were able to trust her expertise throughout the whole home buying process!"
— Mariah Dacia"The process was user friendly, thorough and most importantly super duper fast. Anyone in a tight financial spot can appreciate the speed in which my loan opened and closed successfully."
— Denise Cuyjet, Loyal Customer for Life"Dale insisted I could call or text him anytime and he kept his word. Very responsive, kind and patient — and most importantly, helped us get the best rate for our loan."
— Tracy VanRyzin"Austin's dedication and expertise made the entire experience seamless. He was there every step of the way. Buying our first home was a dream come true thanks to NEXA."
— Donnae LaMastresGet a Custom Rate Quote in 30 Seconds
Mortgage rates change daily and vary based on your unique situation. Get your free, personalized quote — no commitment required.
Have questions? Our award-winning support team is available 24/7 — call or text us anytime.
p>Get In Touch
Have a question or not sure where to start? A NEXA Lending specialist will reach out shortly.
Kristofer John Tan, M.B.A.
Mortgage Loan Officer & Wholesale Lender Partner
NMLS LIC. 2518462
KTan@NexaLending.com
(916)709-5981
Phone
Residential Mortgages & Wholesale Home Lending
Commercial & Residential Refinancing
Here's how the refinance process works:
a. Complete a simple refinance analysis request
b. Receive options based on your unique criteria and scenario
c. Compare mortgage interest rates and terms
d. Choose the offer that best fits your needs
- Fixed-Rate Mortgage
- Adjustable-Rate Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA & USDA Loans
- Flexible Terms Available
Commercial Multifamily & Wholesale Financing
Here's how the commercial financing process works:
STEP 1. Prevent other creditors from soliciting: OPTOUTPRESCREEN.COM​
STEP 2. Complete Questionnaire for Loan
STEP 3. Complete Credit Inquiry: HERE
STEP 4. Apply & Upload Required Docs for Pre-Approval Letter: HERE
Need help? Call Kris at (916)709-5981
Financing Solutions
Kristofer John Tan, M.B.A.
Mortgage Loan Officer & Wholesale Lender Partner
NMLS LIC. 2518462
KTan@NexaLending.com
(916)709-5981
Phone
Disclosure: Not a loan commitment. Borrower must verify all information. Mortgage Loan Officer deems data reliable but does not warrant accuracy or completeness. Quote subject to lender’s review of borrower’s financial and credit status. Pre-qualification is the basis for potential loan agreement, subject to mutual approval. Only executed Agency and Commission Agreement constitutes loan request. Acceptance does not guarantee approval.
© 2025 All Rights Reserved. GLC PM, NEXA Lending, and Mortgage Advocacy is fully compliant with California and federal laws, including RESPA and California Business and Professions Code, ensuring transparency and fairness in all real estate and lending transactions. To uphold our commitment to trust and compliance with California's Affiliated Business Arrangement disclosure requirements, we disclose to our clients and we will provide clear, written disclosures as required by law at or before the time of referral.
