Competitive Residential Lending Rates

The Lending Process

Here's how our financing process works:

NMLS: 2182625

Cell:  (909)816-2612

Email: mhorn@nexamortgage.com

Email

Phone

With over 25 years of experience in business, finance, and small business ownership, Michelle Horn brings a strategic and client-focused approach to residential lending.

Her background in operations, profit and loss management, human resources, and training development allows her to guide clients through the mortgage process with clarity, structure, and confidence. Michelle understands that financing a home can feel overwhelming, which is why she is committed to simplifying the process and helping clients make informed decisions every step of the way.

Whether working with first-time homebuyers, seasoned real estate investors, or homeowners exploring refinancing options, Michelle provides personalized solutions tailored to each client’s unique financial goals. From pre-approval to closing, she ensures a smooth, transparent, and well-communicated experience.

Areas of Expertise:

  • First-Time Home buyers

  • Conventional Loans

  • FHA & VA (Active Military & Veterans)

  • Investment Properties

  • Reverse Mortgages

Licensed in: Alabama | Arkansas | Arizona | California | Idaho | Pennsylvania | Tennessee | Texas

Residential Mortgages & Wholesale Home Lending

Commercial & Residential Refinancing

Here's how the refinance process works:

a. Complete a simple refinance analysis request

b. Receive options based on your unique criteria and scenario

c. Compare mortgage interest rates and terms

d. Choose the offer that best fits your needs

 

  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA & USDA Loans
  • Flexible Terms Available

Kris Tan - Mortgage Loan Officer & Wholesale Lender Partner

NMLS: 2518462

Cell: (916)709-5981

Email: KTan@NexaLending.com

Email

Phone

Lending Library

RESIDENTIAL FINANCING

Michelle Horn

NMLS: 2182625

Cell:  (909)816-2612

Email: mhorn@nexamortgage.com

COMMERCIAL FINANCING

Chris Shank - your Mortgage Advocate

NMLS: 2562885

Cell: (513)939-4544

Email: cshank@mortgageadvocacy.com

Email

Phone

Kris Tan - Mortgage Loan Officer & Wholesale Lender Partner

NMLS: 2518462

KTan@NexaLending.com

(916)709-5981

Email

Phone

Disclosure: Not a loan commitment. Borrower must verify all information. Mortgage Loan Officer deems data reliable but does not warrant accuracy or completeness. Quote subject to lender’s review of borrower’s financial and credit status. Pre-qualification is the basis for potential loan agreement, subject to mutual approval. Only executed Agency and Commission Agreement constitutes loan request. Acceptance does not guarantee approval.

© 2025 All Rights Reserved. GLC PM, NEXA Lending, and Mortgage Advocacy are fully compliant with California and federal laws, including RESPA and California Business and Professions Code, ensuring transparency and fairness in all real estate and lending transactions. To uphold our commitment to trust and compliance with California's Affiliated Business Arrangement disclosure requirements, we disclose to our clients and we will provide clear, written disclosures as required by law at or before the time of referral.